Our solutions enable insurance companies to acquire a competitive edge and increase customer satisfaction and loyalty through accurate tools of data analysis thanks to the on-board vehicle black-boxes.
To improve risk assessment and risk management, to develop new models of insurance offers, to prevent theft and fraud and reward virtuous customers.
DRIVING DATA
Build the loyalty of your customers by rewarding good behaviour as proven by data on driving style – exceeding the speed limit, driving without seat belts, acceleration/deceleration, …
CRASH REPORT
Reduce costs of claims and improve policy management: get all the information for the reconstruction of an accident – impact angle, deceleration, speed, location.
ALARM, VEHICLE THEFT AND RECOVERY
Minimise the costs of theft, managing to recover stolen vehicles. Reduce risk by preventing theft with automatic alarms. Process theft risk forecasts for zones and vehicle models.
CONTROL CENTER
More control over the insured vehicle, greater savings: the Control Centre ensures total control of tracked vehicles, 24/7 all over Europe, with highly trained operators.
SAFETY
Your insurance customers are provided greater assistance and protection: the E-Call and B-Call service can offer immediate assistance to the driver in case of accident to protect them and the vehicle.
Greater value for your insurance proposal.
PLANNING NEW MARKET PRESENCE STRATEGIES
PROFILING FOR RIDING STYLE AND RISK PROFILE: CUSTOMERS ARE NOT ALL THE SAME
Profile the customer in terms of driving style, vehicle use and associated risk so that you can provide a customised offer that rewards your customers- implementing new models pay-per-use or pay-as-you–drive –and widening your offer with add-on services such as recovery of stolen vehicles, or emergency call services for the driver.
You can regularly analyse data on the driving style of every individual policy holder and aggregate data associating the relevant risk profile by diversifying the insurance offer and retaining the most virtuous customers.
REDUCE COSTS OF CLAIMS
CRASH REPORTING: ALL DATA IN REAL TIME FOR THE CONFIRMATION OF DYNAMICS AND MANAGEMENT OF CLAIMS.
The crash reporting service allows the reconstruction of the events in detail to determine and certify the actual liability of damage incurred by the vehicle or its occupants.
The crash report is generated and automatically sent to the service centre at the time of the event and contains all the parameters required to determine location, speed and deceleration, before and after the accident.
Telematic assessment makes sure you always pay the right amount
Lower costs resulting from fraud
More service to your insurance customers thanks to greater efficiency of reimbursement policies
Greater profitability through automated claims handling
The driver authentication system, in case of car sharing or car-pooling, allows you to certify the identity of the driver at the time of the accident
REDUCE THEFT, RECOVER STOLEN VEHICLES AND INCREASE CUSTOMER SATISFACTION
Targa Telematics significantly reduces the risk of theft and the associated costs.
Predictive analysis is at your disposal to identify areas and vehicles at greater risk and a set of automatic alerts via SMS and web in case of risk event – entry and exit from zones, device tampering, engine tampering – and safety interlocks the engine from your remote location.
In case of theft, the system immediately alerts the Control Centre that activates vehicle tracking and works with the Police to recover it.
EXTRA PROTECTION FOR VEHICLES AND DRIVERS
The safety of the vehicle and driver significantly impact your profits and customer loyalty: Targa Telematics supports you with emergency call services.
E-Call: in case of an accident or serious vehicle failure, the system automatically initiates the emergency call to the Control Centre, which assists the driver and opens a call for emergency breakdown road assistance.
B-Call: if requiring immediate assistance or rescue, the driver of the vehicle presses the SOS button on the on-board device: the Control Centre receives the call in real time and pinpoints the exact location of the vehicle, immediately activating the appropriate procedures
